hometrust.comHomeTrust Mortgage

713-369-4000 Locate a Branch Locate a Loan Officer Join Our TeamPurchase Refinance Calculators Resources Loan Programs Loan Process Mortgage Basics Online Forms FAQ Contact Contact Us Find a Branch Find a Loan Officer Blog APPLY Your browser does not support HTML5 video. Your browser does not support HTML5 video. Buy Refinance Programs Your Logical Choice For over three decades, Hometrust Mortgage Company has been committed to providing top-level service to our customers and referral partners. From our corporate offices in Houston, TX, to our branch locations across Texas and New Mexico, we are proud to say we live where we lend. At Hometrust Mortgage Company, we are dedicated to helping you find the best loan product for your needs. Whether it’s Conventional, FHA, VA, USDA, Jumbo, Renovation or Down Payment Assistance Loans, we will guide you through every step of the process. Let’s Get Started Home Purchase Home Refinance What Clients Are Saying ! "This is a testimonial placeholder and will be replaced with a testimonial from the backend. This is a testimonial placeholder and will be replaced with a testimonial from the backend. This is a testimonial placeholder and will be replaced with a testimonial from the backend.- Jane, Austin TX Loan Programs to Fit Your Needs Conventional Fixed Rate Mortgages (FRM) Ideal for borrowers with a steady income and sufficient down payment, borrowers pay the same monthly payment amount (principal and interest payments) over loan’s lifetime. 30-year and 15-year fixed available. View Conventional Adjustable-Rate Mortgages (ARM) This type of mortgage carries a fixed rate for a set period of time before adjusting, depending on current market conditions. View FHA Loans Good option for first-time homebuyers who may not have saved enough for a large down payment; or have suffered from bankruptcy or foreclosures may qualify for an FHA-backed mortgage.(Insured by the Federal... View VA Loans Designed for military veterans, VA loans are mortgages guaranteed by the Department of Veteran Affairs, offering exceptional benefits, including low interest rates and no down payment requirement. View Jumbo Loans A loan which is larger than the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. Because jumbo loans cannot be funded by these two agencies, they usually carry a higher interest rate.A loan which is larger than the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. Because jumbo loans cannot be funded by these two agencies, they usual... View Non-QM Loans Ideal for independent workers, 1099 contractors, or self-employers, this type of mortgage loan allows borrowers to qualify based on alternative methods such as bank statements or assets as collateral, instead of the traditional income verification required for most loans.Ideal for independent workers, 1099 contractors, or self-employers, this type of mortgage loan allows borrowers to qualify based on alternative methods such as bank statements or assets as collateral, instead... Contact Us Down Payment Assistance Program Down payment assistance (DPA) helps homebuyers with grants or low-interest loans that reduce the amount they need to save for a down payment. There are many DPA programs nationwide and each state, county or city governments may offer different programs and types.Down payment assistance (DPA) helps homebuyers with grants or low-interest loans that reduce the amount they need to save for a down payment. There are many DPA programs nationwide and each state, county... Contact Us USDA Loans Low-interest mortgages with zero down payments designed for low-income Americans who don’t have good enough credit to qualify for traditional mortgages. USDA Loans are also required to buy homes in a designated area that covers several rural and suburban locations. (Guaranteed by the United States Department of Agriculture)Low-interest mortgages with zero down payments designed for low-income Americans who don’t have good enough credit to qualify for traditional mortgages. USDA Loans are also required to buy homes in a... View Explore All Loan Options Can’t find the loan that fits your needs? Let us help! ViewWe’ve been helping customers afford the home of their dreams for many years and we love what we do. Company NMLS: 149932 www.nmlsconsumeraccess.org Contact Us 5353 W. Alabama, Suite 500 Houston, TX 77056 Phone: 713-369-4000 gbrady@hometrust.com Disclaimers Legal Privacy Policy Accessibility Statement Texas Consumer Complaints Company State Licenses Site Map Resources Loan Programs Loan Process Mortgage Basics Online Forms FAQ Powered By LenderHomePage.com × Hometrust Mortgage Company Accessibility Statement General Hometrust Mortgage Company strives to ensure that its services are accessible to people with disabilities. Hometrust Mortgage Company has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence. Accessibility on Hometrust Mortgage Company website Hometrust Mortgage Company makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows hometrust.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1). Enabling the Accessibility Menu Hometrust Mortgage Company accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety. Disclaimer Hometrust Mortgage Company continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities. Despite our efforts to make all pages and content on Hometrust Mortgage Company website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution. Here For You If you are experiencing difficulty with any content on Hometrust Mortgage Company website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist. Contact Us If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: gbrady@hometrust.com...